Non-Trucking & Bobtail Insurance

Protection for owner-operators when your truck is on the road — but not under dispatch.

Coverage for Life Between Loads

Because risk doesn’t stop when dispatch does.

Non-trucking and bobtail insurance is designed specifically for owner-operators operating under lease or independent authority.

Protection when not hauling under your motor carrier.

Coverage gaps filled outside active dispatch.

Applies while driving for personal or non-business use.

Optional coverages structured to protect both driver and vehicle.

Protection against liability for injuries or property damage caused by covered accidents.

Coverage when the at-fault driver lacks adequate insurance.

Pays medical expenses regardless of fault.

Protection from theft, vandalism, weather, animal strikes, and more.

Covers damage from vehicle collisions or rollovers.

Optional assistance for breakdowns or temporary replacement vehicles.

This policy is all about context.

Clear answers, proper placement, and no coverage guesswork.

We understand leased and non-dispatch scenarios.

We help avoid denied claims caused by misunderstandings.

Options from reputable, trucking-friendly carriers.

Support when questions or changes come up.

We’ll help you close the gaps without overpaying.