Equipment Floater Insurance

Protection for mobile equipment — wherever the job takes you.

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Built for Equipment That Moves

If your equipment leaves your premises, it needs different protection.

Equipment floater insurance is designed for mobile machinery used across multiple job sites. Standard property policies often limit or exclude coverage once equipment is in transit or off-location.

Contractors

Construction, grading, excavation, and site work operations.

Landscaping Businesses

Equipment transported daily between properties and job sites.

Specialty Trades

Businesses relying on high-value mobile tools and machinery.

What Equipment Floater Covers

Coverage designed around real-world job site exposures.

Theft

Coverage for stolen equipment, whether at a job site or in transit.

Fire & Weather

Protection against fire, wind, flood, and other covered events.

Equipment Breakdown

Coverage for sudden and accidental mechanical failure.

Vandalism

Protection against intentional damage at job sites.

Transit Coverage

Coverage while equipment is being transported between locations.

Why Standard Property Coverage Falls Short

Mobility introduces risk that fixed-location policies aren’t built for.

  • Limited or excluded coverage away from the primary location
  • Restricted transit protection
  • Lower limits for mobile equipment
  • Delays in job completion after a loss

Why Businesses Choose Salter Insurance

Coverage structured around how your equipment is actually used.

Industry Insight

Experience with contractor and trade-based operations.

Carrier Options

Access to insurers specializing in mobile equipment coverage.

Proper Valuation

Helping ensure equipment is insured at appropriate replacement values.

Fast Service

Responsive support for certificates and policy changes.

Protect Your Equipment Before a Loss Happens

We help you design coverage that moves with your operation.

1

Review Your Equipment

Machinery, tools, and mobile assets.

2

Evaluate Risk

Job sites, transport, and storage exposures.

3

Secure Coverage

Limits and deductibles tailored to your business.